Plan to use the whole-of-family strategies and mop up the low and no-cost top-ups for spouses who may be doing less paid employment to focus on unpaid child-rearing.

Source: https://www.smh.com.au/money/planning-and-budgeting/family-finances-five-areas-you-could-cut-your-kid-costs-this-year-20230120-p5ce5k.html?ref=rss&utm_medium=rss&utm_source=rss_feed