However, we still need to further improve our CSM disclosure as, for instance, the expected return of riders and top-ups mainly related to our European protection business is currently included in the change in estimates line.

Source: https://seekingalpha.com/article/4631802-nn-group-n-v-nngpf-q2-2023-earnings-call-transcript?source=feed_all_articles

Our tester loved its compact size and ease of application, so best believe this one will be in our beach bags, swim bags and handbags for regular fuss-free top-ups.

Source: https://www.independent.co.uk/extras/indybest/fashion-beauty/skincare/best-sunscreen-face-mineral-facial-spf-tint-non-greasy-sensitive-skin-a9569096.html

Plan to use the whole-of-family strategies and mop up the low and no-cost top-ups for spouses who may be doing less paid employment to focus on unpaid child-rearing.

Source: https://www.smh.com.au/money/planning-and-budgeting/family-finances-five-areas-you-could-cut-your-kid-costs-this-year-20230120-p5ce5k.html?ref=rss&utm_medium=rss&utm_source=rss_feed