Carter spoke to a consumer recently who told her she is thinking about self-insurance, even though she doesn’t have the financial means to repair or rebuild her home if a natural disaster were to strike.

Source: https://fortune.com/2023/07/22/housing-market-florida-trouble-as-home-insurers-pull-out/

Other states prohibit or strictly limit self-insurance for workers’ comp, and most health insurers and/or PPO networks don’t offer workers’ comp coverage or services.

Source: https://medcitynews.com/2023/09/integrating-workers-comp-and-medical-benefits-makes-so-much-sense/