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As for Security Bank, Biz Buzz has learned that the bank is directly refuting the CreditSights outlook.
Source: https://business.inquirer.net/392423/biz-buzz-pldts-moment-of-truth
Security Bank said asset quality showed improvement as its gross non-performing loan (NPL) ratio eased to 3.12 percent versus 3.65 percent a year ago.
Source: https://business.inquirer.net/400818/larger-loan-buffer-gnaws-on-security-banks-profit