For example, one potential solution to the bank runs is for the FDIC to guarantee all non-interest bearing deposits, i.e. corporate transactional accounts.

Source: https://seekingalpha.com/article/4601094-pffd-beware-financials-exposure?source=feed_all_articles

Nigeria’s premier and largest non-interest bank, Jaiz Bank is undertaking a rights issue of about 5.41 billion ordinary shares of 50 kobo each at offer price of N1 per share, representing initial offer size of N5.4 billion.

Source: https://thenationonlineng.net/banks-in-n400b-recapitalisation-drive-at-stock-market/

On June 16, 2023, AP Acquisition issued a non-interest bearing, unsecured promissory note in the aggregate principal amount of $1,725,000 (the "Note") to AP Sponsor LLC (the "Sponsor").

Source: https://www.marketscreener.com/quote/stock/AP-ACQUISITION-CORP-132978050/news/AP-Acquisition-JEPLAN-Inc-a-Japanese-PET-chemical-recycling-technology-company-to-seek-listing-44130789/?utm_medium=RSS&utm_content=20230616

Over the medium-term, more than 60 per cent of non-interest expenditure goes to the social wage, while spending on buildings and other fixed structures - such as roads and dams - will increase from R62 billion in current year to R104.2 billion in 2025/26.

Source: https://allafrica.com/stories/202302230021.html

The bank also has no sustained source of non-interest income, which was $90M TTM (compared to $1.26B TTM in net interest income).

Source: https://seekingalpha.com/article/4613460-pacwest-bancorp-sacrificing-most-of-its-income-to-improve-stability?source=feed_all_articles

The issue is that average payments on deposits only amount to 1.5% here (including tens of billions in non-interest yielding liabilities).

Source: https://seekingalpha.com/article/4642477-regions-financial-uncertain-simply-uncertain?source=feed_all_articles

Using the fourth quarter non-interest expense as our new baseline, we expect that full-year 2023 expenses will be approximately 4% to 4.5% higher than the annualized fourth quarter number.

Source: https://seekingalpha.com/article/4573096-first-hawaiian-inc-fhb-q4-2022-earnings-call-transcript?source=feed_all_articles

We did experience a decline in our non-interest bearing deposits.

Source: https://seekingalpha.com/article/4596427-peoples-bancorp-inc-pebo-q1-2023-earnings-call-transcript?source=feed_all_articles

With that said, non-interest income was down 7.2% in the fourth quarter to $27.5 million.

Source: https://seekingalpha.com/article/4571195-bank-ozk-impressive-high-yield-dividend-growth?source=feed_all_articles