Among non-banks, a greater proportion of private dwelling accounts held are in longer-term arrears when compared to banks, with such entities holding 76 per cent of all accounts in arrears over one year.

Source: https://www.irishexaminer.com/business/economy/arid-41163820.html

Capital position of banks could be affected between 70 – 150 bps and for non-banks the implication could be as high as 200 – 400 bps.

Source: https://www.thehindubusinessline.com/specials/current-account/vault-matters-tinkering-rwa-good-move-but-a-bit-late/article67544125.ece