"Borrowers looking for a new low-rate mortgage will find the sub-5 per cent five-year fixed deal is the lowest rate available in its sector.

Source: https://www.birminghammail.co.uk/news/midlands-news/nationwide-issues-message-anybody-who-27748563

But she doesn’t expect it to happen because she’s in the camp of economists who anticipate the low-inflation, low-rate regime that dominated the last two decades to return once the pandemic price surge is beaten down by the Fed.

Source: https://time.com/6283701/janet-yellen-debt/

Moreover, sellers are reluctant to give up their low-rate mortgages.

Source: https://investorplace.com/2023/11/warren-buffett-bargains-3-stocks-with-price-tags-too-good-to-ignore/

The adjustments in market rate expectations around the world to this low-rate anchor for global bond markets will be another factor.

Source: https://seekingalpha.com/article/4622064-bank-of-japan-tweaks-its-yield-control?source=feed_all_articles

U.S. corporations now either pay a low-rate U.S. tax immediately on their foreign profits or not at all.

Source: https://foreignpolicy.com/2023/12/04/corporate-law-us-tax-supreme-court/