Altria and Vector in May 2022 and concluded that the latter "could outperform in an environment of continued high inflation and consumers with lower discretionary income."

Source: https://seekingalpha.com/article/4574309-altria-2022-earnings-hoping-capital-gains-bad-strategy?source=feed_all_articles

Reduce monthly payments to 5% of discretionary income for undergraduate loans, down from the previous 10%.

Source: https://investorplace.com/2023/09/student-loan-forgiveness-are-you-eligible-for-one-of-bidens-3-new-relief-plans/

The student loan issue really affects a lot of discretionary income.

Source: https://knowledge.wharton.upenn.edu/podcast/ripple-effect/how-retail-stores-compete-with-amazon-barbara-kahn/

Unless you’ve been lying on the surveys we periodically do, you’ve got plenty of discretionary income.

Source: https://profootballtalk.nbcsports.com/2023/04/25/father-of-mine-is-now-available-everywhere/