Banks and institutional funding partners that work with UPST benefit from access to new customers, lower default rates relative to other players in the subprime segment, and increased automation throughout the lending process.

Source: https://seekingalpha.com/article/4570205-upstart-stock-the-train-is-leaving-the-station-but-beware-of-fomo-volatility?source=feed_all_articles

If rates stay high for just a little longer than currently expected, UPST may stay under pressure.

Source: https://investorplace.com/2023/12/7-doomed-tech-stocks-to-dump-in-december/

It is risky to go on record and call the bottom, but I am confident that the current situation for Upstart is favorable: Shares are not oversold anymore and UPST is trading above its 200-day MA.

Source: https://seekingalpha.com/article/4635093-upstart-great-time-load-up-on-stock?source=feed_all_articles

Unlike some other tech companies which are using the current macro environment to show strong improvements in margin, UPST is not coming from a position of strength.

Source: https://seekingalpha.com/article/4592821-upstart-stuck-in-middle-of-nowhere?source=feed_all_articles

UPST estimates that its AI-based models provide 5x more risk separation than FICO - meaning that UPST is able to better identify safer borrowers and risky borrowers.

Source: https://seekingalpha.com/article/4570153-upstart-high-risk-high-reward-play-falling-interest-rates?source=feed_all_articles

UPST estimates that its AI-based models provide 5x more risk separation than FICO - meaning that UPST is able to better identify safer borrowers and risky borrowers.

Source: https://seekingalpha.com/article/4570153-upstart-high-risk-high-reward-play-falling-interest-rates?source=feed_all_articles