Also, the average rate on the 364-day T-bills increased by 3.1 bps to 6.325 percent from 6.294 percent.

Source: https://business.inquirer.net/415969/91-day-treasury-bill-rate-rises

And, the savings accounts, CDs, and T-bills are backed by the U.S. federal government, whereas your equity in real estate is not.

Source: https://knowledge.wharton.upenn.edu/article/should-i-pay-off-my-mortgage-early-in-this-economy/

Even T-bills yield more than that now, and without having to wait a decade.

Source: https://seekingalpha.com/article/4658189-dgrw-competitive-dividend-growth-etf-subpar-1-8-percent-dividend-yield?source=feed_all_articles

The average rate on the benchmark 91-day T-bills decreased by 10.4 basis points (bps) to 5.045 percent from 5.149 percent last week.

Source: https://business.inquirer.net/394560/treasury-bill-rates-slide-across-the-board

The average savings account rate is now about 1/10th of the rate offered by T-bills.

Source: https://seekingalpha.com/article/4591669-a-recession-still-ahead-if-not-already-underway?source=feed_all_articles