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They then use this SIM card to intercept SMS or calls containing one-time passwords (OTPs) to carry out fraudulent transactions from the victim’s bank accounts.
Source: https://www.freepressjournal.in/weekend/beware-of-these-mobile-and-internet-frauds
"They were fraudulently procuring huge numbers of SIMs in other's names and selling the OTPs to various clients including some PIO and ISI agents in Pakistan and India.