According to Bankrate, 77% percent say they are likely to change their winter holiday plans, citing inflation or rising prices that have remained inflated post-pandemic.

Source: https://seattlemedium.com/inflations-toll-on-2023-holiday-plans-and-how-american-travelers-have-changed/

According to Bankrate, the current three-month trend is an average APR of 20.05 percent, up from 16.3 percent a year ago.

Source: https://www.dailymail.co.uk/news/article-11891661/What-Feds-latest-rate-hike-means-credit-card-rates-loans.html?ns_mchannel=rss&ns_campaign=1490&ito=1490

"Contrary to popular opinion, it's not usually a vacation or shopping spree," says senior industry analyst Ted Rossman of Bankrate.

Source: https://www.lpm.org/news/2023-01-11/americans-are-piling-up-credit-card-debt-and-it-could-prove-very-costly

“Inflation remains stubbornly high,” said Greg McBride, senior vice president and chief financial analyst for Bankrate.

Source: https://www.etftrends.com/innovative-etfs-channel/stubborn-inflation-warrants-this-variable-rate-etf/

“Inflation’s coming down, but prices aren’t,” Mark Hamrick, Washington bureau chief at Bankrate, told “If you want a typical new car right now, you’re talking $50,000, and you’re looking at a payment of $1,000 a month.

Source: https://fortune.com/2023/11/14/why-is-joe-biden-unpopular-bidenomics-not-working-inflation-middle-class/

That's the largest one-year increase in the four decades Bankrate has been tracking rates.

Source: https://www.lpm.org/news/2023-01-11/americans-are-piling-up-credit-card-debt-and-it-could-prove-very-costly

The average credit card interest rate, already at a record high 20.6%, according to Bankrate, appears likely to keep climbing, as the Federal Reserve indicated it could continue raising interest rates to get inflation under control.

Source: https://www.forbes.com/sites/billhardekopf/2023/08/31/this-week-in-credit-card-news-some-id-theft-victims-mull-suicide-a-secure-way-to-send-cash-in-greeting-cards/